Uninsured And Underinsured Motorist Accidents

While drivers in the Houston area and throughout Texas are required to carry proper insurance coverage, many do not. Some estimates put the number close to one in five.* When these people get in an accident with another driver, the injured party cannot simply go after the other person's insurance company in pursuit of damages.

How Insurance Works

Fortunately, most insurance companies put uninsured/underinsured motorist coverage on their policy automatically — generally for at least $30,000. This coverage stays on the policy unless a driver explicitly goes through the process of dropping this coverage. These policies only address medical/injury damages, however. When it comes to property damage (as applicable), other sources must be leveraged. This is sometimes called insurance "stacking."

These kinds of cases can present significant, complicated and nuanced layers of legal issues. As such, hiring an experienced attorney is extremely important if you have been injured in one of these accidents.

Our Experience With Uninsured/Underinsured Cases

We have decades of combined experience and results working on these types of complex auto wreck cases.

We have the skills and comprehensive knowledge to do whatever's possible to maximize your compensation if you have been injured by a party who is uninsured or underinsured.

We will look at all potential policies and sources from which we may be able to make a claim on you or your loved one's behalf and maximize the recovery.

Your Recovery Can Begin Today

We encourage you to get in touch and schedule an initial consultation so that we can begin helping you heal and recover today. To discuss an uninsured driver accident issue with one of our lawyers at Grimes & Fertitta, P.C., contact us via email or at 281-407-8256 or 800-584-3973.

*http://www.txdmv.gov/motorists/register-your-vehicle/texassure-insurance-verification