Your Trusted Work Injury Lawyer in Houston for Workplace Injuries
The average work injury lawyer in Houston can help you understand your rights in regard to workers’ compensation insurance and, if necessary, represent you when you file a suit for workers’ compensation. At Grimes & Fertitta, our personal injury lawyers go above and beyond these standard actions.
Our years of experience as work injury lawyers in Houston have taught us just how much a workplace injury can impact your health and your family’s wellbeing. That’s why we stand by you throughout all aspects of your case and handle each step of the process thoroughly and with care.
If you or a loved one have been hurt at work, call a work injury lawyer in Houston at Grimes & Fertitta today. We are here to help.
How a work injury lawyer in Houston can help your case
Unlike other states, businesses in Texas are not required to have workers’ compensation insurance. However, even if they do opt to provide workers’ comp, it is very unlikely that the business will do its utmost to provide you with the full compensation you are owed.
A work injury lawyer in Houston can help you fight for your full compensation. At Grimes & Fertitta, we are familiar with how to combat the tactics used to cheat Texas workers from getting the full financial benefits and will work hard to get you every penny you deserve.
A workers’ comp lawyer at Grimes & Fertitta can also help you file suit against employers that do not provide workers’ comp or against any third parties (contractors, manufacturers of machinery, etc.) who may be at fault for your injury.
Common causes of work injuries
Several of Texas’ main industries—construction, oil and gas, agriculture and forestry—are dangerous ones. To make matters worse, an increasing number of employers are taking advantage of employees whose primary language isn’t English by offering them “fake comp,” compensation that does not actually offer financial protection.
The following are the causes of injuries our work injury lawyers in Houston see most frequently:
Common types of work injuries
Workplace injuries run the gamut of severity, from an injury or injuries that require a few months of recuperation to an injury or injuries that can affect you, your health, and your ability to work and enjoy daily activities for the rest of your life.
The most common type of injuries the typical work injury lawyer in Houston sees include:
If you or a loved one has experienced one of these types of injuries, it’s in your best interest that you report them to your workplace as soon as possible and then contact a work injury lawyer in Houston at Grimes & Fertitta.
Establishing who should pay for a workplace injury
Workers’ compensation in Texas is a “no-fault” policy. In other words, even if the injury you incurred was your fault, you are still owed compensation by your employer. If a third party or parties contributed to your injury via negligence or other illegal means, you are within your rights to pursue them for compensation (regardless of whether or not your employer also provides compensation).
Note that employers must comply with the standards set out by the federal Occupational Safety and Health Administration (OSHA). If an injury occurred due to an employer’s negligence, that may affect the financial benefit you receive. This is especially true if your employer does not have workers’ compensation insurance.
Types of compensation and benefits for work injuries
If your employer has workers’ compensation insurance, you may be eligible for four different types of benefits.
- Medical benefits: Medical benefits are paid directly to those responsible for your treatment. They are limited to what is deemed reasonable and medically necessary treatment.
- Income benefits: Income benefits are meant to provide compensation for lost wages and for the physical impairment of a worker’s body. Income benefits are the most complicated type of workers’ compensation benefits and are split into four different categories meant to differentiate between types of disabilities:
- Temporary Income Benefits (TIBs): Temporary income benefits owed to injured workers until you are either able to return to work or until you have achieved “maximum medical improvement” (MMI). If you are not able to return to work and do not achieve MMI within 2 years, these benefits terminate after 2 years.
- Impairment Income Benefits (IIBs): Benefits owed for permanent injury or illness.
- Supplemental Income Benefits (SIBs): Benefits owed to injured workers who receive a “body impairment rating” of 15% or higher and meet additional stipulations.
- Lifetime Income Benefits (LIBs): Benefits owed to workers with severe, debilitating injuries. The benefit amount is 75% of an injured worker’s average weekly wage (AWW) and includes an annual 3% increase.
- Death benefits: Death benefits are owed to the family of a worker who was killed on the job. They are meant to replace part of the deceased family member’s income.
- Burial benefits: Burial benefits are meant to provide partial coverage of a deceased worker’s funeral costs.
What if your employer does not provide workers’ compensation?
If your employer does not provide workers’ compensation insurance, you have the option to file suit for compensation. Most injured workers pursue compensation for the following damages when filing suit against their employer or a third party:
- Medical bills and expenses
- Lost wages (past and future)
- Pain and suffering (past and future)
- Physical impairment and disfigurement
- Mental anguish