Call for a consultation.
Se habla español.


Insurance Claims

Grimes & Fertitta > Personal Injury > Insurance Claims

Recent Settlements


Fork Lift Work Place Accident


18-Wheeler Accident


Truck Pedestrian Wrongful Death


Truck Pedestrian Wrongful Death


Truck Accident

Houston Insurance Lawyer

If an insurance company is delaying or denying your claims and you believe that they are acting in bad faith, you need to hire the best Houston insurance lawyer you possibly can to fight back against their misconduct. Regardless of the type or class of your claim, insurance companies are held to specific standards by state laws — if they aren’t abiding by these standards, you may have grounds to sue them.

As former insurance defense lawyers, the insurance claims lawyers at Grimes & Fertitta have inside knowledge of the tactics that major insurance providers use to avoid being held accountable for your claims. This knowledge allows us to level the playing field and prevent your compensation from being affected by insurance companies working in bad faith, ensuring that you are given what you are owed.

Don’t give in without a fight. To learn more about how we can be your ally throughout your insurance dispute, give us a call at (713) 224-7644 or contact us online for a free consultation.

Multi-Million Dollar Advocates Forum

Does Texas have a bad faith law?

Insurance companies, like any business, need to turn a profit — and unfortunately, that often comes at the expense of acting in your best interests. Fortunately, Texas law, Common law, and statutory duties codified in Chapters 541 and 542 of the Texas Insurance Code hold providers to good faith and fair dealing, though that does not always stop their unethical or illegal behavior.

Examples of bad faith insurance claims in Texas include:

  • Excessive delays in response without explanation
  • Failure to deny or pay the claim in a timely manner
  • Offering far less than what would be considered a fair settlement
  • Unwarranted denial of coverage
  • Failing to conduct a complete and prompt investigation
  • Refusing reasonable requests for documentation
  • Lying about policy coverage
  • Using threatening and abusive tactics to discourage claims

If you believe that you were a victim of any of these acts of bad faith, you don’t have to navigate the daunting process of disputing your insurance claim and suing the provider alone. Our insurance claims lawyer will be by your side every step of the way, helping you understand your legally protected rights and receive the compensation you’re entitled to.

Common types of insurance claims

Insurance claims can be filed with your own insurance or that of someone else’s insurer. No matter what type of insurance claim you’re filing, insurance companies will often try to underpay, delay, or completely deny the payment of your claim without any sort of clear explanation.

Different types of insurance claims include:

  • Car accident claims can cover damages to your vehicle or property, personal injury, uninsured motorist coverage, future medical expenses, lost wages, and coverage for a rental car while yours is repaired.
  • Trucking accident claims cover similar costs to car accident claims (learn more about truck accident lawsuits).
  • Health insurance claims include medical or healthcare costs such as surgeries, hospital stays, lab work, rehabilitation therapy costs, prescriptions, and more.
  • Natural disaster claims encompass damage done by hurricanes, floods, hail, tropical storms, tornados, winter storms, and more.
  • Personal Injury claims cover medical bills and lost wages for any worksite injury or illness that happened at work or was caused by negligent working conditions.

Different classes of insurance claims include:

  • Third-party claims are any claims filed by someone other than the policyholder. For example, if you were hit by a drunk driver and sued them for accident-related expenses and/or restitution.
  • First-party claims are claims made by the policyholder with their own insurance company.

Whether you’re filing a third-party claim for an 18-wheeler accident or a first-party claim for hurricane damage, the insurance provider has due diligence to be fair, timely, and honest. If you feel that they are not, never hesitate to call a Houston insurance lawyer for a second opinion.

Can you sue an insurance company in Texas?

If you believe that your insurance company has treated you unfairly, you may have grounds to sue them. However, it can be extremely difficult to win these types of cases without the help of a seasoned insurance claims lawyer. In order to win, you and your attorney will need to prove that the benefits you were owed under the policy were wrongly denied, they responded too slowly, and/or acted negligently.

Can I sue my insurance company for emotional distress? Yes, you can! You can sue your insurance company for bad faith, negligence, emotional distress, fraud, and breach of contract. You may be entitled to damages including up to three times more than what you would have initially been compensated, attorney fees and court costs, mental anguish and emotional distress, and possibly punitive damages.

Have you been the victim of a bad faith insurance claim? Call the Houston insurance lawyers at Grimes & Fertitta today!

If an adjuster was dishonest, offered you far less than you deserve, or was delayed in their response, you may have grounds to sue or at the very least, fight back for the compensation you’re entitled to. Hire an experienced insurance claims lawyer from Grimes & Fertitta who can protect your rights, offer advice for dealing with an insurance adjuster, and work to ensure that you are given exactly what you are owed today.

Call (713) 224-7644 or schedule a consultation online to ​​get your case off to the right start.


Call or fill out the free consultation form to speak with a member of our team about your case.

Why Hire Grimes & Fertitta?

  • You are our #1 priority
  • Millions recovered for our clients
  • Over 50 years of combined experience
  • Zero out of pocket expenses
Why Hire Us

Request a Consultation

Contact Personal Injury Attorneys in Houston & The Woodlands

Those in need of personal injury lawyers, commercial litigation lawyers, or family law lawyers in Houston or The Woodlands are often going through one of the toughest times of their lives. Clients working with Grimes & Fertitta benefit from our straightforward, practical,
and cost-effective approach. Let us be your advocates.