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How can I be prepared for a car accident?

While it is impossible to predict the future, it is a good idea to be prepared for it. Experiencing a car accident of any kind can be traumatic and stressful. If you have put the right items in place, however, you can alleviate some of your worry knowing that you have the tools you need.

One of the steps you can take to prepare for a car emergency, according to Bankrate.com, is to put together an emergency kit for your vehicle. That kit should include items such as water and nonperishable food which will be helpful in the event you are stranded. You should also have the following: 

  •        A fire extinguisher rated as Class B and Class C, which addresses the types of fires that could spring from a car wreck.
  •        Road flares or reflective triangles to alert oncoming traffic that your car is pulled over on the shoulder.
  •        Phone and charger, as a dead cellphone will not be much help to you.

You should also have a first aid kit. The American Red Cross notes that a car first aid kit should contain tweezers, bandages of various sizes, nonlatex gloves and an instant cold compress, among other items.

If you have the unfortunate experience of getting into an accident, part of your preparedness should be to know what to do. For example, you should always contact emergency medical help when the situation merits it before calling the police. You should then contact your insurance company to alert them to the incident.

You should also be aware that it is possible that your insurance company or the other driver's provider could try to shortchange you on the benefits you are owed according to your policy. Additionally, an act of negligence on the other driver's part could mean you are entitled to compensation for further damages. An attorney may be able to determine if you have a case.

While this information may be useful, it should not be taken as legal advice.

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